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A mid-sized bank in Sweden had spent $40 million on a cloud migration that was running two years behind schedule. Emmerik was brought in as a "transformation paramedic." Within 90 days, he identified that the core problem wasn't technical but procedural: middle managers were hoarding data to protect their roles. He implemented a transparency dashboard that rewarded data-sharing, and within eight months, the project was back on track, ultimately saving the bank $22 million. stefan emmerik