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Mortgage-Backed Securities (MBS) are financial instruments that are collateralized by mortgages. Essentially, MBS allow lenders to originate more loans by packaging these loans into securities that can be sold to investors. This process provides lenders with more capital to extend new mortgages.

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MBS (Mortgage-Backed Securities) and PMS (Property Management System) are terms from the financial and real estate sectors, respectively. They represent complex systems and financial instruments that are very different from the context in which they were initially mentioned.

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